Privacy Policy
About Us
'Sika Rush' is a professional loan information service platform, dedicated to providing users with convenient, efficient and transparent loan product recommendation services. We cooperate with a number of formal licensed financial institutions to provide professional and safe loan intermediary services for users with funding needs.
In this privacy policy, "we" "sikarush" and "our" refer to the operator of the application Sika Rush. We attach great importance to your personal information and privacy protection. Before you use the loan information services provided by this platform, please read this privacy policy carefully to understand how we collect, use, store and protect your information.
If you do not agree to this Privacy Policy, please stop using our Service.
Our email is servicesikarush@gmail.com, If you encounter any problems, you can send an email to contact us.
Changes of this Privacy Policy
This Privacy Policy is dated April 16nd 2025. We reserve the right to amend this Privacy Policy at any time without advance notice unless required by law. All changes will be effective upon publication and shall be applicable to all users. Users are adviced to check this Privacy Policy periodically. Your continued usage of the App or Website after any change of this Privacy Policy shall be deemed as an acceptance by you of the changed Privacy Policy.
1. Information We Collect
After successful registration, we will collect and upload the following information and store it on a secure server.
If there is a malfunction or failure during data collection and upload, the data will be retrieved and transmitted
when the connection is successful. Details are as follows:
1.1 User Base Infomation
We may need user basic identity information for identity verification, like name, idcard number, contact information (mobile phone number, email address), home address, etc.
we may need income status, occupational information, contact persons, etc. are used for product matching and risk assessment.
1.2 Storage
During the application process, we need select your ID card photo to upload only when you chose from album not taking pictures, which only use the phone's built-in picture selection function, no additional permissions are required. This authorization will securely upload the information required to complete the application through the HTTPS protocol. We will never collect all your photos in the background. We only request the photos you authorize to select yourself, which will ensure the security of your data. We will never share this data with third parties.
1.3 Camera
We may need your camera license so that you can easily scan or photograph the id card and face image required for your application and to verify your identities.These documents help to prove your true identity and enrich your credit report, which is one of the important steps of KYC.However, we understand the importance of minimizing permissions, and we will only request camera access when necessary for these specific purposes.
1.4 Location
we do not collect location information now.
1.5 SMS
we do not collect sms information now.
1.6 Call Log
we do not collect call Log information now.
1.7 Contacts
we do not collect contacts information now.
1.8 APP Packages
we do not collect app packages information now.
2. How We Use Information
The information collected will be used for the following purposes:
- Recommend suitable loan products to you;
- Assist you in submitting loan applications to third-party financial institutions;
- Verify identity and prevent fraud;
- Improve our service experience and function optimization;
- Comply with laws, regulations and regulatory requirements;
3. User Rights
We are committed to ensuring your rights regarding your personal data. You may exercise the following rights:
3.1 Right to Deletion
You have the right to request the deletion of your personal data. To do so:
- Email to us with the subject "Data Deletion Request". Or chose delete account in app.
- Provide your registered account details for verification.
- We will delete your data within 30 days and confirm via email after the administrator approved.
3.2 Right to Access
You may request access to the personal data we collect. Steps are as follows:
- Email to us with the subject "Data Access Request".
- Provide identifying account details to verify your identity.
- We will share a copy of your data within 30 days.
3.3 Right to Rectification
If your data is incorrect, you can request corrections. The process is as follows:
- Email to us with the subject "Data Correction Request".
- Specify the data to be corrected and provide supporting documentation.
- We will update your data within 30 days and confirm.
3.4 Right to Know About Data Sales
We do not sell your personal data. If this changes, we will notify you and provide you with an opt-out option. You can
opt out of the sale of your personal data by sending an email to us and verifying your information by providing your
identity information.
3.5 How to Opt-Out of Data Sale/Targeted Ads
If you wish to opt-out of data processing:
- Email to us with the subject "Data Processing Opt-Out".
- Specify the processing activities you want to opt out of (e.g., sharing or targeted ads).
- We will confirm opt-out completion within 15 days.
3.6 Right to Know About Data Sharing
We do not share your personal data. If this changes, we will notify you and provide you with an opt-out option. You
can opt out of the sale of your personal data by sending an email to us and verifying your information by providing
your identity information.
- Accessing Data Sharing Details: Users can view details regarding data sharing in the "Settings" section of the
app under "Privacy Data." This includes information about what data is shared, when it is shared, with whom it is
shared, and the purpose of the sharing.
- Email Inquiry for Data Sharing Details: Alternatively, you can send an email to our dedicated email address to
request details about data sharing. Please provide your identity information for verification purposes. Once
verified, we will respond to your email within 15 days.
- Control and Limitation of Data Sharing: We ensure that any data sharing activities are easily accessible and
understandable to you. You are informed about how to control or restrict such sharing activities.
3.7 Updates to Privacy Policy:
We have added a dedicated section to our Privacy Policy to clearly explain our practices regarding data sharing. This
section includes the purpose of data sharing, the third parties involved, and the rights you have to limit or cease
data sharing.
A .Dedicated Section on Data Sharing Practices:
- Purpose of Data Sharing: We share your data only for the purposes outlined in this policy, such as improving our
services, understanding user behavior, and complying with legal obligations.
- Third Parties Involved: We may share your data with third-party service providers that assist us in processing
your data for the purposes mentioned above. These third parties are contractually obligated to handle your data
with the same level of care as we do.
- Exercising Your Rights: You have the right to request information about data sharing at any time. You can also
request to limit or cease the sharing of your data with third parties. To exercise these rights, please follow the
steps outlined in the "How to Opt-Out of Data Sale/Targeted Ads" section.
4.Data Retention
We retain your personal data only as long as necessary to:
4.1 Fulfill the purposes outlined in this policy.
4.2 Comply with legal obligations.
When data is no longer needed, it will be securely deleted. For questions about data retention, email to us.
5.Permissions Minimization
We minimize the use of app permissions:
5.1 Camera Permission
- Camera Permission Usage Scenarios:We request access to your camera solely for the purpose of identity
verification, which includes ID card recognition and facial recognition to enhance the security and accuracy of
the verification process. This permission is necessary for completing certain actions within the app, such as
verifying your identity for loan applications.
- User Consent for Camera Access:We will only request camera access when it is explicitly required for these
specific purposes. Users will be presented with a clear option to grant or deny camera access. It is important to
note that denying camera access may result in the inability to complete identity verification processes.
- User Control Over Camera Permission:You have full control over your camera permissions. You can choose to deny
camera access at any time, and you can also disable or restrict our app's access to the camera in your phone
settings under "SikaRush" App, However, please be aware that this may affect your ability to use certain features
of the app, particularly those related to identity verification.
6. Security Measures
We employ encryption and secure storage to protect your data. While no system is completely secure, we continuously
enhance our safeguards. If you suspect unauthorized access, contact us immediately.
7. Children's Privacy
We do not knowingly collect data from children under 18. If we discover such data, it will be deleted. Parents can
contact us to report unauthorized data collection.
8. Contact Us
For any questions or concerns about this Privacy Policy, please contact:
Email: servicesikarush@gmail.com
We are committed to addressing your concerns promptly and transparently.